Whether you have perfect or not so perfect credit, Westford Financial will tailor a program to fit your needs. Because we have the ability to finance loans internally as well as through other lenders, we are able to obtain financing and great rates for even the most difficult of situations. We are dedicated to helping our clients achieve maximum savings.


Our courteous and experienced staff will process your loan quickly, and are committed to providing the highest degree of customer service possible. We want to make your experience with our company simple and pleasant. So no matter what your situation, we make dealing with us NO PROBLEM!

Apply now for a FREE NO COST OR OBLIGATION LOAN PRE-QUALIFICATION, or if you prefer to speak directly to us, simply call 1-800-903-9012 today.

"No Problem" Loan Programs

First and Second Mortgages

Whether you are looking to purchase or refinance, we offer many options on both first and second mortgages. Fixed rates, adjustable rates, no money down purchases, and even second mortgages up to 125% of the value of your home. All with great rates and all No Problem! APPLY NOW.

Commercial Mortgages

We are a leading provider of commercial mortgages, offering a wide variety of programs to fit just about any business need and all credit situations. From straight purchase and refinance programs through hard money construction loans, we pride ourselves in our ability to deliver quickly no matter what the situation. Raw land, commercial use, apartment buildings, investment properties, and more, all No Problem! APPLY NOW.

Debt Consolidation

In today's world it is not unusual to find that credit card or other debt has gotten out of hand. The high interst rates can make it almost impossible to actually pay the cards off. A credit card with a $4,000 balance will take over 30 years to pay off when making minimum payments! We can help relieve the financial stranglehold of high credit card or other debt with our No Problem debt consolidation programs. Turn those high interest rates into one low tax deductible payment and start back on the road to financial independence today! APPLY NOW.

Home Equity Loans

For all your cash needs, we provide some of the best home equity loans available today! And if you are not sure how much cash you need, our No Closing Cost No Points Home Equity Lines of Credit are available up to $250,000! Write checks just like a checking account and access funds whenever you need them. Enjoy some of the lowest rates in the industry. And, because they are home equity lines, they are tax deductible for even further savings! Don't pay high credit card rates when you can have a Home equity line of credit instead. APPLY NOW.

Home Improvements
Home improvements made easy! Borrow up to 125% of the value of your home! If you have been thinking about adding that spare bedroom, fixing up the house, or maybe converting your basement to a rec room, we make home improvements simple and easy. Great rates and tax deductible low payments are always No Problem! APPLY NOW.

No Income Verification

Can't verify your income? No Problem! Take advantage of our super low rate no income verification programs that make obtaining a mortgage truly No Problem! APPLY NOW.

Bankruptcy and Foreclosure

Sometimes bills and other financial obligations can be too much. Unexpected problems or just unforeseen circumstances arise that cause good people bad problems. We understand and are here to help. We are the Problem Solvers. We are the experts in Bankruptcy and Foreclosure proceedings. Our skilled team will work quickly to help relieve your troubles and start you back on your feet again. APPLY NOW.

Jumbo Loans

Jumbo loans (over $275,000) are never a problem. We are able to provide great rates and quick funding for both residental and commercial loans up to $300,000,000. APPLY NOW.

Cash Out

Sometimes needs or wants for immediate cash can arise. And we are here with fast cash solutions that are always No Problem! We offer cash solutions up to 125% of the value of your home, along with many other low rate, tax deductible programs. To find out just how much cash you qualify for, APPLY NOW.